Comprehensive claim: which documents your insurer needs

Comprehensive insurers in Germany, Austria, Poland and the Czech Republic ask for overlapping but not identical sets of documents. Pick your combination and the list narrows to what actually applies.

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Frequently asked questions

Is this list binding?

No — your policy wording is. It is a working list built from what these markets normally ask for, and it exists so that you collect things in Italy that are difficult to obtain afterwards.

My insurer is not on the list.

Use the closest one; the core set is the same everywhere — identification, event, damage, costs. Then check your own policy for anything specific.

Do I need a full report for every comprehensive claim?

No. For small, clear damage the insurer's own process is often enough. A report earns its cost where the damage is significant, disputed, or where hidden damage is likely.